How much did you pay out of pocket to have your baby-

[Marisa6826]

It's actually gotten quite common here. My OB's in NYC.

He said that he was doing more paperwork than practicing medicine, so he made the call to stop taking 98% of the insurance companies (he takes two NY companies - NY BC/BC and one other).

The $8K covers all testing and ultrasounds, so I guess part of it will be covered in network once the bill is broken out.

-m

[californiagirl]

I was uninsured. The baby cost about twice as much as my last car. Then again, I only drive a Honda Civic...

[mekiemom]

Out of the total $60,000 hospital bill when it was all said and done we only had to pay $200 copay for the hospital stay and Each prenatal visit was $15. Though I had to fight the whole way but it was all covered. DD was in the NICU for a month so that is why the bill was so high. We've since changed insurance carriers and we are "out-of-network" now so if we should be blessed again I don't think it would be as cheap.

Jenn
my sweet girl born 3/02

[Tondi G]

Man we payed a lot for DS! I think it was close to 2000 to the OB and then another 500 of so to the hospital. we had the top PPO plan through Blue Shield. DS's circ was not covered either so we payed for that as well... 300 bucks I think! I delivered at a well known LA hospital and they charged over 30,000 for teh delivery and 2 night stay..... my bill also included a 5000 epidural that I never had, my delivery was drug free, natural all the way! Check your bills ladies!

This time around I have no idea how much it will be cause my OB moved practices and I'll be delivering at a different hospital.... I am pleased about all that!

~Tondi

[KrisM]

We paid $29. It was $10 for co-pay for the midwife visits, $8.50 for the phone in the hosptial, and $8.50 for the T.V. in the hospital. Not too bad.

[ErinMC]

All of our prenatal visits were free, except for the first one, which had a $15 copay. Our copay for the hospital was $250, I think. I remember getting the bill when I was delirious from lack of sleep a few weeks later. :-)

[blnony]

I guess we were really lucky with our health coverage. It only cost us $10 to have Audrey. We had one co-pay for the 1st visit then it paid everything else, including specialists.

[pritchettzoo]

Our insurance had a really high deductible, so our total for my OB and mine and DD's hospital stay was over $3000. We're still paying on it actually (no interest, so why not devote monies to bills with interest, KWIM?) and we joke that hopefully she'll be ours one day. We also joke at some trying moments that the repo man would be welcome to stop by. ;)

Anna

[nohomama]

Lola and Astrid where both born at home. With each of them we paid our midwives $2800 for all prenatal care (monthly visits to 28 weeks, bi-weekly visits to 36 weeks, and weekly visits to 40+ weeks), the birth, and post partum care (home visits at 1 day, 3 days, 1 week, and 2 weeks and office visits at 4 and 6 weeks). On both ocassions our insurance company would not cover any of our expenses. Silly considering it was a mere fraction of what they would've paid had I delivered in a hospital.

[C99]

Lucky you to be covered 100%. Our benefits keep dropping, so we will unfortunately pay a lot more for this baby than for Nate. I believe with Nate, all of my prenatal care was covered with a single co-pay; that's also the case with this one. But with Nate, there was a $25/day co-pay for the hospital, so it cost me $50 or something for me and $250 for Nate since he spent 8 days in the NICU. With the next one, it will be a $500 co-pay for each of us -- me and baby -- and then doctor's fees on top of that, I believe. We have a PPO, if that makes any difference at all. I got our benefit paperwork/changes in the mail yesterday; my husband's company *used* to have such great benefits. Argh. Sucks.