No, we don't. My DH has a high salary, and he's a miser. We have substantial savings and could live for several years without an income, even without gong into retirement savings.
But DH is a total stress case all the time. He works a full- time job plus puts at least 20-30 hours a week into his job as a Navy reservist. We rarely see him, and when we do, he is in a bad mood.
We do get good health benefits, cost-wise, because he is in the Reserve. It's one main reason he has stayed in. But it keeps him very busy, and he deployed for a year when DC were little. That had an impact on DS, who struggled in school at the time.
There are all kinds of trade-offs in life. I can't go to evening events or meetings because DH rarely gets home before 9 or 10. Weekends often are out too because of Reserve duties.
And remember is said he was a miser? He doesn't believe in paying babysitters minimum wage. So unless the grandparents are available, I/we don't do things without the kids.
Financially we do well, but socially I am usually like a single parent.
DS '04 "Boogaboo"
DD '08 "Lilybear"