Both of our parents have taken care of their parents through moving in, eventual nursing home in the final weeks, and death and the tough financial and medical decisions that come up with that. I know my side has everything taken care of, we've been over the paperwork, LTC ins., and had discussions on scenarios, etc. It was an easy discussion for us because we witnessed the bad of not doing it. I do not know about ILs, but I seriously doubt it. They are smart people who have BTDT, but they procrastinate. They are in good health now.