longtallsally05
01-27-2009, 02:44 AM
Dear Husband,
I know that ordinarily, I pay the household bills, always in full, and mostly online. One credit card bill I always pay in person, because I can do it literally three blocks from our home. While I was away visiting family, you said you would pay that one credit card bill yourself. You paid it in full one time. You also paid it LATE, costing us $29 in penalties. I understand that you might have forgotten ONCE because bill-paying is not ordinarily one of your household duties. However, upon my return home, our account was overdue AGAIN and temporarily frozen. Today I had to straighten out the mess myself. That was embarassing, thanks!
Fortunately, the most recent late fee was waived, but your lack of timeliness will negatively affect our credit rating and the mortgage rate we will get when we purchase a house four months from now! I'm not happy about wasting $29, and I'm quite upset about the potentially thousands of dollars difference this could make over the course of a 30-year mortgage. Have you heard of this little thing called "THE CREDIT CRUNCH"? No one can afford to be careless with their credit rating these days. It's not like we don't have thousands of dollars in multiple bank accounts from which you could have chosen to pay a bill totalling $6.31. If you SAY you are going to pay that one bill yourself, then please DO it. All I ask is that if you aren't going to pay the bill ON TIME, then please just say so and I will do it myself online.
Thank you,
Your irritated wife.
I know that ordinarily, I pay the household bills, always in full, and mostly online. One credit card bill I always pay in person, because I can do it literally three blocks from our home. While I was away visiting family, you said you would pay that one credit card bill yourself. You paid it in full one time. You also paid it LATE, costing us $29 in penalties. I understand that you might have forgotten ONCE because bill-paying is not ordinarily one of your household duties. However, upon my return home, our account was overdue AGAIN and temporarily frozen. Today I had to straighten out the mess myself. That was embarassing, thanks!
Fortunately, the most recent late fee was waived, but your lack of timeliness will negatively affect our credit rating and the mortgage rate we will get when we purchase a house four months from now! I'm not happy about wasting $29, and I'm quite upset about the potentially thousands of dollars difference this could make over the course of a 30-year mortgage. Have you heard of this little thing called "THE CREDIT CRUNCH"? No one can afford to be careless with their credit rating these days. It's not like we don't have thousands of dollars in multiple bank accounts from which you could have chosen to pay a bill totalling $6.31. If you SAY you are going to pay that one bill yourself, then please DO it. All I ask is that if you aren't going to pay the bill ON TIME, then please just say so and I will do it myself online.
Thank you,
Your irritated wife.