Gena
12-31-2010, 01:51 PM
When my brother and I were kids, our parents got us whole life insurance policies. It was a good investment, since the policy earns cash value, which we each found helpful in our adult lives.
I wanted to do the same for DS, both as an investment and to protect his future insurability. The application was denied because of his autism. I'm not shocked since I had heard from other families that this could happen. Still, I'm very disappointed.
The company has no problem with his asthma or albinism, just the autism. But autism has no effect on his life expectancy, so it really doesn't make sense to me.
I wanted to do the same for DS, both as an investment and to protect his future insurability. The application was denied because of his autism. I'm not shocked since I had heard from other families that this could happen. Still, I'm very disappointed.
The company has no problem with his asthma or albinism, just the autism. But autism has no effect on his life expectancy, so it really doesn't make sense to me.