How much is your umbrella liability coverage for auto and home?

[arivecchi]

I'm thinking of increasing my umbrella policy coverage for both and was wondering what most people here have to make sure I'm not overdoing it. TIA.

[scrooks]

I think ours is $1 million but I'm not 100% sure. It might be $1.5...

[BunnyBee]

It would depend on your area and assets. Our agent said $1M was sufficient, and it was what our financial advisor personally carries.

[BabyBearsMom]

I believe ours is $1M

[vludmilla]

Our umbrella policy is for $1 million above our standard policy coverage amounts so the total coverage is more like 1.5 million.

[Indianamom2]

I believe ours is $1M

:yeahthat:

[scrooks]

Our umbrella policy is for $1 million above our standard policy coverage amounts so the total coverage is more like 1.5 million.
:yeahthat: I think that is why the higher figure sticks in my head.

[FTMLuc]

Ours I think is $1M as well

[wellyes]

$1 million.

[theriviera]

$2 million.

[buttercup]

Sorry for the hijack; is an umbrella policy standard these days? Where is yours from (same agent you buy homeowners' insurance from)?

[nfowife]

Recommended coverage is $1 million more than your total assets.

[SnuggleBuggles]

I think we have $1 million.

[marymoo86]

$1 million here as well.

[arivecchi]

Sorry for the hijack; is an umbrella policy standard these days? Where is yours from (same agent you buy homeowners' insurance from)?Yes, talk to your home insurance agent. Our policy already included liability coverage but we increased both our auto and home liability coverage.