Spinoff: What are your plans for your own eldercare?
I'm curious how many of you have already made plans and what those are for your own eldercare? Looking at the options for DH and I, I am leaning away from an LTC policy--they are extremely $$ and the coverage is not like what they used to offer. Some online articles I've read have also come to similar conclusions about them for "most" people. But it is an important part of financial planning, and I do not want to burden my children in any way based on poor planning.