We were getting our health insurance through my last job. My boss was kind enough to let us continue to get coverage even while I was out on extended leave due to complications during my pregnancy with Sophie.
Well, we agreed that I would go out on COBRA as of June 1st (I've been paying the full cost of almost $800/mo all the while I've been out).
This afternoon he called me to say that Aetna doesn't provide COBRA insurance if the employer's company has less than 25 employees.
Jonathan's been working freelance on and off for the last three and a half years (he's in the internet advertising field) so no benefits! I looked into freelancer co-ops a little bit and they are with companies I've never heard of. I can't STAND the thought of hunting for new doctors all over again.
What the hell are we going to do now? My boss said the he would cover me till the end of the year. But after that, we are on our own.
New Jersey only has two insurance companies (Horizon BC/BC and Oxford) that offer individual family plans and they are well over $1000/mo. The ones I saw online were $1200+
Just when you thought you were handling things just fine. BLAM!
-m