DH & I are considering getting one to help make decisions on insurance, retirement planning, etc. We are leaning towards a fee-only adviser since we don't want to worry about buying stuff (e.g. insurance plans) we don't really need just because they want to get commission for selling something.
we've looked into fee-only advisers and the one downside is that the fees can be a bit much..$1000 for example, which is a lot, with me not working. but then again, it may save us money in the long run. so is it worth it, in your opinion? what have been your experiences? thanx in advance!