I am also being frugal (on the weight loss train) and got this dress in black and leopard print at old navy last week!
http://oldnavy.gap.com/browse/produc...scid=250579002
Pockets, skirt is even lined and I love that I can wear them any season
I could even put on my sparkly gold skinny belt and strappy heels and head to a wedding! Much nicer quality than ON seems to usually be.
And they have some chic sweaters - my sis picked this for me (sweater version) and I thought it wouldn't work but with jeans (and I'm blonde so camel is a great color for me)
http://oldnavy.gap.com/browse/produc...scid=287649042
They have lots of good items this fall, and always have coupons etc. I can even forward you one for 25% (I think it's still good). PM me if you like
Happy frugal shopping!!