We've finalized dates for our trip at the end of Oct. and I need to put my $200 deposit down. We will be doing the free dining special and staying at Caribbean Beach. Flying w/ miles DH has accrued at Southwest (or mostly using miles, may need to pay a little bit as I won't fly the cheapest flights late night w/ two kids!). I'm trying to figure out the best card to put our down payment, and then the rest of the trip on. Our travel agent suggested getting the Disney card. This will most likely be our only big Disney trip as a family. We do have Disney stores at the Hershey and Lancaster Outlets (I'm in another nearby town), but I might visit those stores maybe once a year, if that. MIL lives close to one and tends to buy the girls all their Disney stuff.
Does the Disney Visa include travel/accident insurance? My Citicard seems to have good coverage for that, Capital One seems to be not as good. Figured I'd use the card that gives us the best insurance options and the best rewards. We have the money for our trip banked, so will pay it off on the monthly statement.