Do your parents and ILs have a plan for their eldercare?

[jren]

My mom has gone to great lengths to plan for her eventual incapacitation, even though she is completely healthy and may never need nursing home care. It's her worse fear. She has me on her bank account so I can access funds. She's given me POA and also gone above a typical DNR to spell out exactly what she won't allow (no feeding tubes, nothing). DNR is not enough to ensure you will not be forced to live out your life in a vegetative state.



I doubt my in-laws have any plan for sudden disability. They will likely enter a local retirement home where you have to give them all your assets since that's what most people do there.