My oldest (10 yr old son) was diagnosed with high functioning ASD this summer. We are seeking out therapy for him-the psychologist that diagnosed him recommended ABA therapy and CBT therapy. We met with two places in town, and we just got a letter from our insurance company saying that our plan does not cover learning/ behavioral disorders. It says " no benefit will be paid for special education, treatment, or training for learning or behavioral disorder".

This seems ridiculous. I can see if he didn't have a diagnose, but he has autism. Has anyone else experienced this? What premise do I have for disputing this, and/or where do I go from here?