My dad is an asshole when he drinks. He has me in tears, and I know better. Today, I bought tickets to take the boys to Miami and we got a Peloton. I suppose that's a lot, but the Peloton is less than the gym membership that went unused (closest is 20 mins away) and the Miami tickets were $60 each r/t and we'll stay in a hotel with points from (from credit cards that we've never paid a cent of interest on). So really - not fiscally irresponsible. Either way that's not even any of his business - I'm 43 years old and have been financially independent for decades.
Also, not that I should need to justify ANYTHING - but DH has had two heart attacks. Fitness is pretty important and he has NOT been doing any. At all. At his last checkup his blood pressure was up - not a good thing.
Anyway, my dad called and I shared that I was optimistic about the Peloton. He told me that I have a problem spending money and should get help. He was dead serious. I have zero credit card debt, no car loans, excellent credit, a healthy savings account, and we owe less than $100K on our house. I have student loans, but there's no sense in paying those early because I'm on the 10 year forgiveness plan. Our incomes are moderate (teacher and non-profit attorney), but we live well within our means, have stable jobs and have excellent health insurance.
Meanwhile my brother drives a trash truck and my dad thought he was the golden child when he bought a boat. I buy fitness equipment and I need an intervention.