Thank you for all your advice and really for just being a place to hash out all the thoughts around in my head. I really appreciate all the viewpoints, all the expertise and all the experience. What would I do without the BBB?

I'm inclined to sign him up. I'd rather forfeit the money (I think) than risk losing out on potential benefits. He's an exceptional test taker. So I'm going to leave the door open on all of them! Here's hoping the COVID situation AND the anxiety situation will have tamped down a bit by the time of the tests which are in almost 3 months!