Quote Originally Posted by essnce629 View Post
I'd call the loan company and ask if they'd lower the total loan amount if you make one large payment all at once. I had $12k left on one of my student loans and the company (Nelnet) contacted me 2 weeks ago and said if I paid $4400 in one payment they'd forgive the rest and close out my account! I said yes and now it's paid off!

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This is great advice! Paying off the debt means you can save at a much faster rate. I would definitely try to put a big dent in it at those interest rwtes