DH has high cholesterol and it definitely runs in his family. He tried for many years to get it down with diet and exercise and it was never tragically high, although I don't have the numbers to compare to yours. They probably spent five or six years discussing it at his annual physical as he didn't want to take meds for it and his doctor didn't push it. Then about two years ago the doctor really encouraged DH to go on a low dose statin as the numbers really weren't changing with just diet and exercise. It's made a big difference and I think DH feels he's not sure why he resisted for so long. Of course the math might be different with him being male and therefore at higher risk for certain things. He has to now have blood testing twice a year, which we pay for out of pocket as our health system is all sorts of backwards. I'm not sure if the hope is to ever try getting off the statin, I'd have to ask him. I guess what I'd say is set a goal for changing your cholesterol numbers and see if you are able to do it on your own, but don't let it go like that indefinitely. I think having different opinions among doctors as to treatments and risk calculations is really common. To me a 1% chance, especially if you're talking about something really serious and life-altering, isn't a tiny probability. I'd strongly consider what the downsides of starting medication are.
momma to DD 12/08 & DS 3/13